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Starting the Conversation Most of us don’t really want to deal with life insurance. After all, who wants to discuss their own death – how morbid. However, we love our families, and our businesses, and do not want to leave them in a dire financial situation should we die. We also may have legacy objectives…

The September 11th Victim Compensation Fund Most underestimate their value in economic terms. In human or relational terms there is no way to place a value on human life but there is an economic impact to the loss of life. These figures came from a matrix developed by the government in connection with the September 11th Victim…

There will probably be hundreds of life insurance companies to choose from when you decide to purchase a life insurance policy. How do you decide which one? Most companies are quite capable of handling the transfer of risks and are deserving of consumer confidence. All companies are subject to stringent regulation by state insurance departments as to…

We are often asked this question or some variation of it. We believe it is NOT the right question to ask. What you REALLY need is money, cash. So the question should be – “How much cash will I need?” Many life events cause a need for cash. At Petra Life Services we focus on the amount of money needed at death. Generally, life insurance is…